Having your insurance premium set up on monthly auto draft is a fantastic way to pay your premiums. This is the most common and there are several benefits to choosing monthly EFT. If that is working well for you, this post is one you can skip. However, I am often asked if paying in full […]
Should my child take Driver’s Education?
In several states, driver’s education is a requirement to get your license. However, in the state of Tennessee, it is an optional and personal decision. How do I decide if it’s right for us? This truly is a personal choice on how strongly you feel about the benefits. I often suggest to parents that if […]
Reading my auto declarations page – Part 2
Today we’ll continue with the second part of reading and understanding your auto declarations page. If you missed part one, please check it out here. Loss Of Use This coverage is for rental reimbursement when a rental car is needed after a covered loss. You may purchase this coverage when you carry full coverage (comprehensive […]
Reading my auto declarations page – Part 1
When you purchase an auto insurance policy, the company mails a thick packet of papers to you. The terms of your policy and ID cards are enclosed, as well as a policy declarations page. This page is designed to help you quickly see the limits of coverage in force. I’m going to upload photos of […]
Low Mileage Discount
A very popular question lately has been,”what are the eligibility requirements for the low mileage discount?” With several people still working from home, traffic on the road is less. In general, everyone is logging fewer miles in their vehicle than normal. Even weekend driving has flucuated with places being closed and capacity reduced. So, when […]
Do you own a monitored security system?
When you call us to quote your homeowner’s insurance, we start by asking you a series of questions. These questions are designed to make sure that we’re properly protecting your investment in your home. However, they are also intended to make sure we are applying every discount you’re eligble to receive as well. Getting the […]
Less driving equals cash back
Today I’m excited to bring you good news from the insurance world. As you all know, a national stay-at-home quarantine has resulted in less driving during this time. Many of us are no longer driving our commute to work. We’re not traveling every night to sporting events. Nor are we going places for entertainment or […]
Why am I being asked those questions?
If you’re a first time home buyer, or are moving after living in your home for a number of years, you might be surprised when shopping for insurance. There are a number of questions that are important in determining what amount of coverage you need to protect your home. Likewise, there are also a number […]
How are my premiums calculated?
Don’t be caught without an Umbrella
If you’re reading this, it’s likely the title intruiged you. Maybe you’ve heard of Umbrella insurance but didn’t know what it was. Or, maybe you know what it is, but aren’t really sure you need it. Hopefully this post will help you answer those questions. What is Umbrella Insurance? Umbrella insurance is liabilty protection in […]
