In a previous post, we discussed in depth the uninsured / underinsured portion of your auto insurance policy. That specific coverage on your auto policy protects you when someone causes you a loss and they don’t carry insurance or enough insurance. THE AUTO LIMITS CAN BE MAXED OUT Today we’re going to go one step […]
What does this mean: “insurance follows the vehicle?”
Insuring your teen driver
Do you have your ATV, Golf Cart, and Gator insured?
Facts for Uber/Lyft and other ride-sharing drivers
Uber, Lyft, and other ride-sharing services are becoming increasingly popular. If you live in or near a city, you may be considering applying to drive to make some extra cash on the side. Here are some important things to know about how ride-sharing applies to your vehicle insurance. What is ride-sharing? Ride-sharing is a competitive […]
Don’t be caught without an Umbrella
If you’re reading this, it’s likely the title intruiged you. Maybe you’ve heard of Umbrella insurance but didn’t know what it was. Or, maybe you know what it is, but aren’t really sure you need it. Hopefully this post will help you answer those questions. What is Umbrella Insurance? Umbrella insurance is liabilty protection in […]
Do I really need a renters policy?
The answer to this question if you rent is always, yes. Is it required? Some apartment complexes will require you to show evidence of a renters policy before you can move in. However, even if your landlord doesn’t require it, you still need one. Landlord’s insurance policy: When your landlord puts a dwelling fire […]
Do I Need Full Coverage?
As an insurance agent, one of the questions I am asked most often is “do I need full coverage?” First, let’s talk about full coverage. It’s a common thought that full coverage means fully protected. However, that’s not true. Your liability limits represent the protection you have against bodily injury and property damage. You will […]
Everything You Need To Know About Boat Insurance
With the weather warming up and Memorial Day just around the corner, many boaters are going to be getting their boats out on the water for the season. Hopefully you’ll find that winter has been kind to your boat and all is well. It’s important that just like any other vehicle, your boat needs insurance […]
Is State Minimum Liability Coverage Enough?
Some of the most common questions I get in insurance revolves around liability limits. Sure, Tennessee requires you to have a certain amount by law. But is that enough? First, let’s visit this question. What is liability insurance? Liability is the portion of your insurance policy that covers other drivers in an accident that you […]
