Everyone wants to save the most they can on insurance. Although some people miss their greatest oppotunity to do it. And that’s with a bundle discount. What is a bundle discount? When you write more than one policy with the same carrier, you receive a discount for having multi-line policies. This most often happens with […]
Do I need an umbrella policy?
I’ve described in detail previously explaining umbrella policies. For a quick refresher – jump here and then come back. Today I specifically want to point out a couple reasons why you most likely do need one and didn’t even realize it. Your auto insurance has a maximum payout. When you purchase insurance, you’re purchasing a […]
Bundling your insurance
The best way to pay the lowest premiums possible for your insurance is to bundle your policies together with us. When you have multiple policies, they each individually qualify for a discount. The multi-policy discount, which ranges from 10-20%, is added to each policy reducing the premium. Always reach out to us Anytime you purchase […]
Using your tax returns or stimulus money for your insurance premium
Having your insurance premium set up on monthly auto draft is a fantastic way to pay your premiums. This is the most common and there are several benefits to choosing monthly EFT. If that is working well for you, this post is one you can skip. However, I am often asked if paying in full […]
Reading my auto declarations page – Part 1
When you purchase an auto insurance policy, the company mails a thick packet of papers to you. The terms of your policy and ID cards are enclosed, as well as a policy declarations page. This page is designed to help you quickly see the limits of coverage in force. I’m going to upload photos of […]
We’re here to serve you!
It’s been awhile since we’ve wrote a post introducing ourselves and making sure you have all of our contact information. So, I thought I’d take a quick minute to help you put a face with our names. And also, share our office availability and best ways to reach us. Ultimately, we are here to serve […]
The positives during this crisis.
Can we all just admit, this has been a hard couple of weeks? We’re all feeling the effects of Covid-19. There have been missed vacations, sporting events, and artistic performances. Many are being laid-off from work or have reduced hours and pay. Relatives are going unvisited in hospitals and nursing homes. Kids and college students […]
Help! I have a loss caused by someone without insurance.
In a previous post, we discussed in depth the uninsured / underinsured portion of your auto insurance policy. That specific coverage on your auto policy protects you when someone causes you a loss and they don’t carry insurance or enough insurance. THE AUTO LIMITS CAN BE MAXED OUT Today we’re going to go one step […]
Don’t be caught without an Umbrella
If you’re reading this, it’s likely the title intruiged you. Maybe you’ve heard of Umbrella insurance but didn’t know what it was. Or, maybe you know what it is, but aren’t really sure you need it. Hopefully this post will help you answer those questions. What is Umbrella Insurance? Umbrella insurance is liabilty protection in […]