Did you know that some losses are excluded on a standard homeowner’s insurance policy? Your policy language will include perils that are covered against, as well as losses that are excluded. Sinkholes and Earthquakes are two common exclusions. What is a sinkhole? A sinkhole is a hole that suddenly appears due to some form of […]
Do I Need Earthquake Coverage?
With the recent earthquakes in Tennessee, many of our clients are wondering what that means for them. You may be surprised to learn that damage to your home caused by an earthquake is not covered by a standard homeowner’s policy. After learning that, you may find yourself asking, what can I do to make sure […]
