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There are two types of personal lines insurance agencies. If you’re not in the insurance world, you may not be ...
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In the last 18 months, the number of people working from home has greatly increased. However, the topic of how ...
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In several states, driver's education is a requirement to get your license. However, in the state of Tennessee, it is ...
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The topic of market value verses replacement cost has always been in discussions. However, we are seeing some unprecedented realities ...
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It's with great pleasure I get to announce the recent marriage of Strategic Insurance Group's Agency Manager, Emily Long. Most ...
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If you have a mortgage on your home, you need to read this post. Your insurance company must add your ...
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I've described in detail previously explaining umbrella policies.  For a quick refresher - jump here and then come back.   Today ...
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A question I am asked often is "Does it matter what vehicle I purchase from an insurance standpoint?"  What you ...
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No one can deny that these past two years have been a seller’s market. However, with the plummeting interest rates, ...
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In the last two weeks, the topic of flood insurance has been in hot discussion. I wanted to take a ...
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The best way to pay the lowest premiums possible for your insurance is to bundle your policies together with us ...
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Having your insurance premium set up on monthly auto draft is a fantastic way to pay your premiums. This is ...
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One of the leading causes of water loss is appliance breakdown. It may be from a washing machine, refridgerator, or ...
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Happy New Year! The year 2020 was definitely different for all of us, and brought about some changes. As we ...
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Today we'll continue with the second part of reading and understanding your auto declarations page. If you missed part one, ...
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When you purchase an auto insurance policy, the company mails a thick packet of papers to you. The terms of ...
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This has been a hard year for all of us.  If it worked out for you to have family in ...
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Today we're going to quickly discuss the info you need to update your auto insurance when you buy a new ...
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Understanding the roles between the mortgage lender, the insurance agent, and the customer can sometimes be confusing.  Mortgage lenders talk ...
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Let's chat for just a second about when is the right time to call us.  Whether you have a quick ...
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Roadside Assistance is an optional insurance coverage on your auto policy. Sometimes it is referred to as Towing and Labor ...
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Real estate is an ever-growing means to providing additional income for your family. Several people are beginning to own property ...
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A very popular question lately has been,"what are the eligibility requirements for the low mileage discount?"  With several people still ...
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When you call us to quote your homeowner's insurance, we start by asking you a series of questions.  These questions ...
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It's been awhile since we've wrote a post introducing ourselves and making sure you have all of our contact information ...
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Understanding all the insurance terms on your auto policy can be taxing. If you want to take a minute to ...
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Knowing all about your deductible before a loss is extremely important.  Having to get a vehicle repaired, a roof replaced, ...
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In an effort to make things sound very simplistic, mortgage companies can leave out some important details about your role ...
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Medical payments and bodily injury liability are two seperate coverages on your auto insurance policy. However, they can be misleading ...
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It's that time of year again. Fun in the sun, lounging on a float, kids splashing away with giggles and ...
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Today I'm excited to bring you good news from the insurance world. As you all know, a national stay-at-home quarantine ...
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Can we all just admit, this has been a hard couple of weeks? We're all feeling the effects of Covid-19.  ...
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If you're a first time home buyer, or are moving after living in your home for a number of years, ...
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While there are a variety of claims filed each year, the vast majority are due to a damaged roof or ...
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I recently talked about some of the differences in policies from state to state. Due to the those differences, it ...
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Middle Tennessee seems to be an ever-growing area of popularity.  People from all over the country move to Nashville and ...
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One very common phrase we hear when determining what type of coverage an insured is looking to purchase is, "I'm ...
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There are a few different reasons why you might be renting a vehicle.  These varying circumstances can cause the words ...
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In a previous post, we discussed in depth the uninsured / underinsured portion of your auto insurance policy.  That specific ...
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We get it, shopping for insurance is not the most fun thing on your to-do list. With all the holiday ...
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We're a week into December now, so it's likely most homes have a Christmas tree or two up as part ...
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Safeco Insurance Award of Distinction 2019 Emily Markwood earns Safeco Insurance Award of Distinction for Outstanding Performance. At Strategic Insurance ...
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Understanding what is covered on your insurance policy before a loss happens helps you know how to be proactive.  Preventative ...
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Home insurance policies have an endorsement available to insure some of your more valuable items. Buying separate insurance from a ...
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One thing every insurance agent who has been in the business more than three months has heard is, "So & ...
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This is actually a confusing topic for many people.  Most think the person driving the vehicle who causes an accident ...
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You tried to be careful.  Covered your purse with an extra jacket in the car.  Locked your expensive golf clubs ...
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Ah yes. The excitement, freedom, and independence that come with turning sixteen years old. It's a milestone that every kid ...
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ATV insurance is often an overlooked coverage because it's not a law in Tennessee to have it. If you have ...
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Uber, Lyft, and other ride-sharing services are becoming increasingly popular. If you live in or near a city, you may ...
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Did you know that some losses are excluded on a standard homeowner's insurance policy? Your policy language will include perils ...
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The only two states in which it is not a law to carry auto insurance is Virginia and New Hampshire ...
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If you're reading this, it's likely the title intruiged you.  Maybe you've heard of Umbrella insurance but didn't know what ...
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The answer to this question if you rent is always, yes. Is it required?    Some apartment complexes will require ...
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As an insurance agent, one of the questions I am asked most often is “do I need full coverage?”  First, ...
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There are two types of insurance agencies to do business with for your needs. If you’re not in the insurance ...
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With the weather warming up and Memorial Day just around the corner, many boaters are going to be getting their ...
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One of the questions I get frequently as an agent is if one needs to purchase the insurance coverage that’s ...
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Have you ever received your renewal for your auto insurance and wondered what the coverages and numbers mean? You pay ...
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Did you know water damage is the second most frequently filed homeowners claim? Many times, the damage left behind by ...
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What’s the difference between actual cash value and replacement cost value? Many consumers purchase insurance and never think to ask ...
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Some of the most common questions I get in insurance revolves around liability limits. Sure, Tennessee requires you to have ...
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One question I’ve been asked many times by clients is “do I need flood insurance?” The simple answer is “Yes!” ...
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Since December 22, 2018, the United States government has been shutdown. With the shutdown still looming with no end in ...
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With the recent earthquakes in Tennessee, many of our clients are wondering what that means for them. You may be ...
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December is National Impaired Driving Prevention Month. Why this time of year? What does that mean for insurance? The National ...
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How are you spending your Thanksgiving holiday? Are you staying home? Traveling to a friend’s or family member’s house? Are ...
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