Some of the most common questions I get in insurance revolves around liability limits. Sure, Tennessee requires you to have a certain amount by law. But is that enough? First, let’s visit this question. What is liability insurance? Liability is the portion of your insurance policy that covers other drivers in an accident that you […]
Do I Need Flood Insurance?
One question I’ve been asked many times by clients is “do I need flood insurance?” The simple answer is “Yes!” Everyone needs flood insurance. I find that most clients usually mean “am I required to have flood insurance?” You can find that answer here. https://msc.fema.gov/portal/home So let’s get back to the main question here. Do […]
How Does the Government Shutdown Affect My Insurance?
Since December 22, 2018, the United States government has been shutdown. With the shutdown still looming with no end in sight, many people are wondering how different aspects of their lives will be affected. Life goes on. Bills still need to be paid. And there is no indication that this is ending anytime soon. We […]
Do I Need Earthquake Coverage?
With the recent earthquakes in Tennessee, many of our clients are wondering what that means for them. You may be surprised to learn that damage to your home caused by an earthquake is not covered by a standard homeowner’s policy. After learning that, you may find yourself asking, what can I do to make sure […]
DUIs and Insurance Implications Associated with DUIs
December is National Impaired Driving Prevention Month. Why this time of year? What does that mean for insurance? The National Association of Drug Court Professionals describes the time between Thanksgiving and New Year’s Day as “one of the deadliest and most dangerous times on America’s roadways due to an increase in impaired driving.” So, what […]
Thanksgiving and Black Friday Safety Tips: How to Have the Best and Safest Holiday Weekend
How are you spending your Thanksgiving holiday? Are you staying home? Traveling to a friend’s or family member’s house? Are you resting up for a big day of shopping on Black Friday? Maybe all the above? Here are a few safety tips for whatever you may have planned. Safety At Home According to the American […]
