You tried to be careful. Covered your purse with an extra jacket in the car. Locked your expensive golf clubs in the trunk. Shoved your laptop under the seat. Hid everything you thought was in plain site, but your vehicle was still broken into and now you have a loss.
Uber, Lyft, and other ride-sharing services are becoming increasingly popular. If you live in or near a city, you may be considering applying to drive to make some extra cash on the side. Here are some important things to know about how ride-sharing applies to your vehicle insurance. What is ride-sharing? Ride-sharing is a competitive […]
Did you know that some losses are excluded on a standard homeowner’s insurance policy? Your policy language will include perils that are covered against, as well as losses that are excluded. Sinkholes and Earthquakes are two common exclusions. What is a sinkhole? A sinkhole is a hole that suddenly appears due to some form of […]
The only two states in which it is not a law to carry auto insurance is Virginia and New Hampshire. If you’re a resident of one of the remaining 48 states, it is against the law not to purchase auto insurance. Yet so many drivers on the road do not obey this law. HOW ARE […]
If you’re reading this, it’s likely the title intruiged you. Maybe you’ve heard of Umbrella insurance but didn’t know what it was. Or, maybe you know what it is, but aren’t really sure you need it. Hopefully this post will help you answer those questions. What is Umbrella Insurance? Umbrella insurance is liabilty protection in […]
The answer to this question if you rent is always, yes. Is it required? Some apartment complexes will require you to show evidence of a renters policy before you can move in. However, even if your landlord doesn’t require it, you still need one. Landlord’s insurance policy: When your landlord puts a dwelling fire […]
As an insurance agent, one of the questions I am asked most often is “do I need full coverage?” First, let’s talk about full coverage. It’s a common thought that full coverage means fully protected. However, that’s not true. Your liability limits represent the protection you have against bodily injury and property damage. You will […]