This has been a hard year for all of us. If it worked out for you to have family in town for the holidays, we’re happy for you! Enjoy the visit and make all the memories you can. If your family lives locally enough that they brought their own vehicle, that’s great. However, we know somtimes family will fly in and yet, still want to drive somewhere while they’re visiting.
Can my visiting relatives borrow my vehicle?
Your auto insurance policy does extend when a family member borrows your vehicle. It is not necessary for you to call and add them to your policy for the three days they are visiting. If Aunt Sally wants to take the kids to the store, she’s able to do that. The auto being driven is the primary policy in the unfortunate event that anything comes up, no matter who the operator is at the time.
This simply means that your policy is going to pay out if anyone driving your vehicle is at fault. I talked about this in a previous post explaining what it means when people say “insurance follows the vehicle”. If you will be allowing anyone to borrow your car, this is a great post to re-read and understand.
Make sure your home is ready.
Take a quick walk around the exterior of your home. If any handrails need replaced, holes filled in, or walk ways repaired, be sure to do that. The same goes for the interior. This is especially important around staircases and bathtubs. Make sure you have floor mats so company doesn’t slip and fall. It’s also a great time to make sure smoke alarm batteries, and any burned out light bulbs are replaced.
Have a wonderful Thanksgiving!
After you’ve checked those things off the list, relax and enjoy! Eat too much food, and then eat another plate. Laugh and tell jokes with your loved ones. Life is precious and the days are meant to be treasured. Happy Thanksgiving!