In several states, driver’s education is a requirement to get your license. However, in the state of Tennessee, it is an optional and personal decision. How do I decide if it’s right for us? This truly is a personal choice on how strongly you feel about the benefits. I often suggest to parents that if […]
Do I have any coverage for my appliances?
One of the leading causes of water loss is appliance breakdown. It may be from a washing machine, refridgerator, or water heater. In all of the those circumstances, the same coverage would apply. What part of my coverage covers appliances? Since appliances are not a permanent structure to the home, they are not covered as […]
Have family in town for the holidays? Here’s what you need to know.
This has been a hard year for all of us. If it worked out for you to have family in town for the holidays, we’re happy for you! Enjoy the visit and make all the memories you can. If your family lives locally enough that they brought their own vehicle, that’s great. However, we know […]
When should I call my agent?
Let’s chat for just a second about when is the right time to call us. Whether you have a quick question, need an explanation on coverage, or might have a claim, the right time to call us is right away. We are here to serve you. That means we want to help with every question […]
What is Roadside Service?
Roadside Assistance is an optional insurance coverage on your auto policy. Sometimes it is referred to as Towing and Labor or also Roadside Service. I want to share just a couple quick notes with you today on what is typically covered and what is not when electing to carry it. The one most important take […]
Do you own a monitored security system?
When you call us to quote your homeowner’s insurance, we start by asking you a series of questions. These questions are designed to make sure that we’re properly protecting your investment in your home. However, they are also intended to make sure we are applying every discount you’re eligble to receive as well. Getting the […]
Who is covered under the medical payments portion of my auto policy?
Medical payments and bodily injury liability are two seperate coverages on your auto insurance policy. However, they can be misleading just on the name alone. Today we’ll help seperate the two and give some tips for what amount of medical payments coverage you may want to carry. What is bodily injury liability? Liability is the […]
Pool tips for a safe and fun summer.
It’s that time of year again. Fun in the sun, lounging on a float, kids splashing away with giggles and shouts of joy. Owning a pool during a hot Tennessee summer is definitely a great investment. Many memories and wonderful celebrations will take place year after year. However, a pool is also a place for […]
The positives during this crisis.
Can we all just admit, this has been a hard couple of weeks? We’re all feeling the effects of Covid-19. There have been missed vacations, sporting events, and artistic performances. Many are being laid-off from work or have reduced hours and pay. Relatives are going unvisited in hospitals and nursing homes. Kids and college students […]
Preventing Christmas Tree fires
We’re a week into December now, so it’s likely most homes have a Christmas tree or two up as part of their holiday decorating. It’s estimated that 160 homes per year have a house fire that starts with a Christmas tree. No one wants to experience the loss of a fire. Especially around the holidays. […]